2. Opening a new account and our right to suspend close your account
2.1 All FinEx services provided to you are subject to these Terms and Conditions.
2.2 For the avoidance of doubt we confirm that as a provider of designated services under the AML/CTF Act, FinEx reserves the right to:
a) refuse to accept your application;
b) suspend or close your account should we suspect any fraudulent or other illegal behaviour or a breach of clause 3.2 of these conditions;
c) suspend or close your account should you change your country /place of residency.
d) close your account at any time, for any reason [other than in circumstances addressed by clause 2.3(b)] and without prior notice, subject to all outstanding obligations between us being fully discharged; and
e) Take any steps FinEx believes necessary or prudent to comply with the AML/CTF Act.