4. Changes
4.1 You may request deferment of, or alteration to, suspension of these direct debit arrangements or stop any debit item by providing signed written instructions to your financial adviser.
4.2 You may also cancel your authority for FinClear to debit the Account by providing notice to your financial adviser.
4.3 FinClear may make changes or terminate these arrangements at any time by giving 14 days notice in writing to you.