1. What are cookies?
Cookies are small text files that are placed on your computer, smartphone or other device whenyou access the internet.
2. Why are cookies essential to our websites?
None of the cookies we use collect your personal information and they can’t be used to identify you.
3. Types of cookies
The lengthof time a cookie stays on your device depends on its type. We use two types of cookies on our websites.
Session cookies are temporary cookies which only exist during the time you use the website (or more strictly, until you close the browser after using the website). Session cookies help our websites remember what you chose on the previous page, avoiding the need to re-enter information.
Persistent cookies stay on your device after you’ve visited our website. Persistent cookies help us identify you as a unique visitor but don’t contain information that could be used to identify you to another person.
To protect our customers and prevent fraudulent activity. Without cookies enabled you can’t use the Management Portal or online trading platforms.
In our online application forms. Without cookies enabled you won't be able to apply for our products.
We use the following analytics services to track visitors to our sites and to help us improve the site and service to you:
Maxymiser to help us improve the waywe serve customers online. The cookies that Maxymiser uses let us recognise and count the number of visitors to see how visitors browse around the site. People running the sites can then understand things that don’t work well.
DoubleClick DFA Enable visitor analysis. Serve user-tailored ads in pre-set locations.
Facebook Pixel Enable visitor analysis. Serve user-tailored ads in pre-set locations.
Twitter Pixel Enable visitor analysis. Serve user-tailored ads in pre-set locations.
6. How to control and delete cookies
If you want to restrict or block the cookies we set, you can do this through your browser settings. The ‘help’ function within your browser should tell you how.
Alternatively, you could visit www.aboutcookies.org, which contains comprehensive information on cookies on a wide variety of browsers. You’ll also find details on how to delete cookies from your computer. To learn about controlling cookies on the browser of your mobile device please refer to your handset manual.
7. Cookies in emails
Web beacons. These are tiny, invisible images placed in emails to tell us whether you’ve opened them (and if so how often), how you interacted with them (for example the time you spent reading the email), which email software and web browser you used, which device you used and your IP address. We also use web beacons to help us display emails in the best format for your device.
Link tracking. Our emails contain a number of hyperlinks, each of which has a unique tag. When you click on one of these links the mailing company logs the click so that we can understand who has clicked through from an email to our website. We use this information to tailor future messages to you.
If you don't want to accept cookies from our emails, simply close the email before downloading any images or clicking on any links. You can also set your browser to restrict or reject cookies. These settings will apply to all cookies on websites and emails.
In some instances, depending on your email or browser settings, cookies in an email may be automatically accepted (for example, when you've added an email address to your address book or safe senders list). Pleasecheck your email browser or device instructions for more information on this.